Free for individual business use
The calculators are free to use for your own organization: run your numbers, generate reports and briefings, share them inside your company, and take them to your board. Advisors and accountants are welcome to run the calculators with or for their own clients in the course of their work. Citing this site in articles, presentations, or research is welcome and encouraged, with attribution and a link to changeadvisor.net.
What you may not do
The following require prior written permission from Growth Consultant Services:
- Scraping or automated extraction. No harvesting the evidence base, benchmarks, page content, or calculator logic by bot, script, or bulk download.
- Resale. No selling access to the calculators, the reports they generate, or the evidence base, in whole or in part.
- White-labeling. No rebranding, embedding, framing, or re-hosting the calculators or their outputs as your own product or under your own name.
- Republishing the evidence base. Quoting individual figures with attribution is fine; reproducing the compiled dataset is not.
- Implying affiliation. Don't suggest Change Advisor or Growth Consultant Services endorses your product or service without our agreement.
For licensing, embedding, or partnership requests, ask: we're reachable through Growth Consultant Services. Reasonable requests get reasonable answers.
No guarantees
The calculators produce modeled estimates from your inputs and published benchmark ranges. They are decision-framing tools, not a forecast, not a guarantee, and not financial, investment, accounting, or legal advice. Actual results depend on your circumstances and on factors outside any model. The full methodology, sources, and limitations are published with each calculator, and reading them is part of using the numbers responsibly.
Ownership
The content, design, code, compiled evidence base, and methodology of this site are the intellectual property of Growth Consultant Services. Change Advisor™, The Living ROI Calculator™, and The Workflow ROI Calculator™ are marks of Growth Consultant Services. The published sources cited in the evidence ledger remain the property of their respective publishers.
Privacy
Your calculator inputs are never transmitted or stored; reports and briefings are generated in your browser. If you choose to join the research list, your email is used only as described at the signup form. We count visits and feature use anonymously (Google Analytics), never what you type.
Changes
If these terms change, the effective date above changes with them, and the site's version history preserves the record. Continued use after a change means you accept the updated terms.